Optum Bank
Mutual funds, Schwab brokerage, Betterment robo
Lines that say “Not confirmed” were blank in the source we checked. They are not zeros, and they are not guesses. Your employer’s plan can also differ from this public sheet.
- Monthly fee
- $2.50
- Invest-from balance
- $2,000
- Transfer-out fee
- Not confirmed
- Cash rate
- 0.06%
- Workplace only?
- Open to individuals
- Last checked
- October 15, 2026
Charged to keep the account open, before any investment fee.
Cash you generally must hold before more of the balance can be invested.
What this provider charges to send the HSA to another custodian.
Published APY or yield on uninvested cash. The notes say which.
Whether a person can open the account, or only a workplace plan can.
When this row was compared with the source below.
Notes
Monthly fee $2.50 waived at $3,000+, invest threshold $2,000 per third-party comparison. 0.06% standard rate as of Sept 2, 2026 per Fidelity. Transfer-out fee not confirmed.
Source
- Fee source
- hsatrackr.com
- Provider site
- optumbank.com
Open an account
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