Accounts
Compare the accounts self-directed investors use
A short explainer for each account type, plus a plain table of fees, minimums and investment choices. We only show numbers we’ve checked against the provider’s own pages, and say “Not verified” when we haven’t.
HSA
Health Savings Accounts: compare monthly fees, cash you must hold before investing, transfer-out fees and cash rates across providers, or try the move calculator.
Open the comparisonRoth IRA
A short explainer, the 2026 IRS contribution limits and income phase-outs, and a side-by-side table of eight providers’ fees, minimums and investment choices.
Open the comparisonTraditional IRA
A short explainer, the 2026 IRS contribution limit and deduction phase-outs, and a side-by-side table of ten providers’ fees, minimums and investment choices.
Open the comparisonBrokerage accounts
Taxable investing accounts: how capital gains are taxed in short, and a table of ten providers’ commissions, minimums, fractional shares and cash interest.
Open the comparisonDonor-advised funds
A giving account, not a retirement one: how the charitable deduction works under IRS rules, and a table of six sponsors’ minimums, grant minimums, fees and accepted assets.
Open the comparisonSolo 401(k)
Coming soonSolo 401(k) plans for self-employed people with no employees: contribution limits and providers.
See what’s planned401(k) rollovers
Coming soonMoving an old employer 401(k) into an IRA. You can’t open an employer 401(k) on your own, so this section covers rollovers.
See what’s planned
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