HSA Bank
Schwab brokerage plus guided mutual fund portfolios (fees apply)
- Monthly fee
- $2.50
- Invest-from balance
- $0
- Transfer-out fee
- $25
- Cash rate
- 0.05%
- Workplace only?
- Open to individuals
- Last checked
- October 15, 2026
Charged to keep the account open, before any investment fee.
Cash you generally must hold before more of the balance can be invested.
What this provider charges to send the HSA to another custodian.
Published APY or yield on uninvested cash. The notes say which.
Whether a person can open the account, or only a workplace plan can.
When this row was compared with the source below.
Notes
Monthly fee reportedly $2.50, waived at $5,000+. Morningstar 2026 says invest threshold was eliminated (older sources say $1,000). $25 is a closing/transfer fee per Lively. 0.05% is standard rate as of Sept 2, 2026 per Fidelity. Not verified on HSA Bank fee schedule.
Source
- Fee source
- newsroom.morningstar.com
- Provider site
- hsabank.com
Open an account
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