Inspira Financial (formerly PayFlex/Millennium Trust)
Self-directed investment account; 0.03% quarterly asset-based fee (max $10/mo or $30/qtr)
Lines that say “Not confirmed” were blank in the source we checked. They are not zeros, and they are not guesses. Your employer’s plan can also differ from this public sheet.
- Monthly fee
- Not confirmed
- Invest-from balance
- Not confirmed
- Transfer-out fee
- Not confirmed
- Cash rate
- Not confirmed
- Workplace only?
- Workplace only
- Last checked
- October 15, 2026
Charged to keep the account open, before any investment fee.
Cash you generally must hold before more of the balance can be invested.
What this provider charges to send the HSA to another custodian.
Published APY or yield on uninvested cash. The notes say which.
Whether a person can open the account, or only a workplace plan can.
When this row was compared with the source below.
Notes
Employer-sponsored fee schedule shows $5/mo maintenance only when no longer enrolled via employer; employer may pay otherwise. Fees vary by employer; invest threshold not stated. Source is an employer-hosted PDF.
Source
- Fee source
- hr.princeton.edu
- Provider site
- inspirafinancial.com
Open an account
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